Other Parties Insurance Adjuster

Working With The Other Parties Insurance Adjuster

So you’ve been involved in a car accident. Your car was towed because it was not drivable. Now, it has been at the tow yard for a few days. You went to the hospital and are now getting bills.  How do you make the other party pay for all of this? What are you entitled to as far as compensation goes?  You’ve never been through this and literally have no idea where to begin.  All you can do is trust the other persons insurance company, their assigned adjuster, to walk you through this.

Other Insurance Companies Adjusters

Here is the problem.  It is that insurance adjuster’s job to pay you as little as possible.  That person is employed by a corporation that is for-profit.  Their design is to make money.  The way they make that money is they pay you as little as possible. It’s the adjuster’s job to make sure you get as little as possible and this adjuster does this all day, every day, year in and year out.  They are good at it.

Insurance companies make money at your expense

This Happens several different ways. On the total loss offer of your vehicle they deduct a salvage value that is 10x what any parts company would be willing to pay for your vehicle.  With medical bills, they make a unilateral decision as to what that bill should actually be. They then only offer you that amount. This is regardless of the fact they have no agreement with the provider to accept that amount in full satisfaction.

If you have to rent a car for 45 days because the shop couldn’t get parts and the car cost you $60 a day but the insurance adjuster claims it should have only taken 25 days to repair the vehicle and fair rental value is $35 per day.  These are but a few examples of how they will work to pay you less than what you are entitled.  You are now in a bad position, you don’t have any money to hire an attorney and cannot get anywhere.

No Up-front Attorney Fees

The good news is that you don’t need any money to hire an attorney who also does this all day, every day. Our job it will be to get you what you should be getting.  Personal injury attorneys work on a contingency base fee, meaning they take a percentage of the recovery if there is a recovery. There is no money up front and if there is no recovery, then there is no fee.  You would then have someone on your side who knows what the law is, what you are entitled to. We have the ability to file a lawsuit and push this matter in the direction it needs to go.  All this happens without you having to do it. In the end, your net recovery is more than what you would have recovered on your own. Learn more about no upfront costs here.

The wise choice is to hire an attorney right away, before the adjuster takes your recorded statement, before the vehicle goes to lien sale, before your medical bills go into collections.  These things can add stress that cause you to resolve your case far before you should.

If insurance adjusters work this hard to keep you from getting an attorney, shouldn’t you wonder if you need one? Making the choice to contact an attorney is more than likely your best bet. Our personal injury attorney stands ready to respond to your needs. Call us at (916) 869-9125.  Contact us today. You can follow us on Facebook here.