Folsom Accident Attorneys Consider Costs of Uninsured Motorists

At our Folsom personal injury law firm, attorneys recognize that most drivers in our community are responsible about carrying automobile insurance. However, as experienced Folsom accident attorneys, we know all-too-well that countless drivers remain uninsured or underinsured in Folsom . In fact, our personal injury attorneys report that nearly 50 percent of California car accidents are caused by drivers lacking sufficient insurance – or any insurance at all. Further, our Folsom car accident attorneys say that data show such drivers own the most unsafe vehicles on our roadways. The California Department of Insurance reports that about 33 percent of motorists have no insurance coverage in a car accident. Attorneys add that, in certain pockets of the state, up to 90 percent of drivers have no coverage. Clearly, our Folsom personal injury attorney says, there is a real financial risk to responsible drivers in our community.

Protecting your interests as a driver in Folsom

Accident attorneys at our Folsom personal injury law firm advise drivers to purchase extra coverage to ensure you are insured in the event of an uninsured motorist causes a car accident. Our lawyers know the amount of uninsured motorist coverage depends upon your personal resources. If feasible, our Folsom personal injury attorneys recommend $100,000 individual; coverage and aggregate insurance of $300,000.

The ideal, according to our personal injury attorneys, is to match the amount of liability coverage and uninsured motorists’ insurance. In this way, our Folsom car accident injury attorneys explain, you and your family are more completely protected in case of an uninsured driver causes a SacramFolsom ento car accident.

Attorneys Explain Differences in Coverage for Drivers in Folsom

Personal injury attorneys explain that insurance companies are legally required to offer coverage. This means that, in the event of Folsom car accident, injuries plus damages will be covered by insurance. Uninsured motorist coverage, our car crash injury lawyers say, protects you and others in your car at the time of the Folsom car crash. A personal injury you receive while in an accident in another driver’s car is also covered. Finally, our Folsom personal injury attorneys say, insurance also covers you as a pedestrian who is harmed in a Folsom car crash.

Personal injury attorneys say that coverage for under-insured car accident injuries kicks in when your uninsured coverage is more than the other driver’s liability coverage for a Folsom car crash. Injuries, medical bills, expenses, lost wages and several other costs may be reclaimed by your Folsom personal injury attorney. If car accident injuries are permanent or disabling, our personal injury attorneys add, there may be compensation for economic losses, emotional distress and loss of companionship after a Folsom car accident injury.

How Much Coverage is Enough?

Folsom personal injury attorneys explain that insurance companies are mandated to issue minimums of coverage for a car accident with injuries and damages up to $30,000 for individuals and $60,000 aggregate. As our Folsom personal injury attorneys know, many accidents exceed that minimum of coverage. Consequently, our Folsom car crash injury attorneys recommend purchasing higher levels of uninsured coverage if possible.

What to Do after a Folsom Car Accident Injury

Attorneys know that a good first step after a Folsom car crash with injuries, is to contact our Folsom accident attorneys. Although motorists involved in a Folsom car accident with injuries may feel their event is simple, our Folsom personal injury attorney knows that liability and compensation are complex legal issues. In addition, Folsom car accident injury lawyers say that time is often crucial to establishing cause and liability for Folsom car crash injuries. Attorneys know from experience that witnesses are frequently not reliable and evidence can be destroyed or lost.

Our Folsom personal injury attorney also knows that insurance companies are often very challenging for the average individual looking for restitution after a Folsom car accident injury. Our attorneys say that promised compensation can be delayed or changed without representation by a Folsom car accident attorney. At our Folsom personal injury law firm, attorneys are exclusively dedicated to liability litigation. Our Folsom personal injury attorney has decades of experience and a robust catalog of success in gaining compensation for victims of Folsom car crash injuries. Our attorneys invite you to contact us for a free consultation if you’ve been the victim of a car crash injury. Attorneys at the personal injury law firm of Sette Law Office will work aggressively on your behalf.