When you have been in a Folsom car accident, the first thing you should do is report the accident to your insurance company and provide them with details about the accident and the other party’s insurance. This will begin the process of submitting your claim. Next, an insurance claims adjuster will investigate the accident and determine the amount the insurance company will pay. The adjuster will investigate the circumstances of the accident, look at police reports, look at your medical bills, and may take photos of the accident scene. Afterwards, the adjuster will make you a settlement offer. It is important to know that this settlement offer is usually on the low end, since the adjuster works for the insurance company and his or her goal is to save the insurer money. You may decide to go with the offer if you feel it is reasonable. However, accepting the offer usually means that you will not be able to negotiate or file suit for a higher amount in the future.

If you feel that the settlement offer is not adequate to cover your damages and medical bills, your best option may be to negotiate a higher amount with the adjuster, or to find an experienced car accident insurance attorney and discuss your legal options. In some cases, insurance companies may deny payment of valid claims, or increase your car insurance premiums even if you were not at fault for the accident. In these unfortunate situations, it is important to find an experienced attorney to file a bad faith insurance claim and recover the damages that you are entitled to. If you prevail in the lawsuit, then the insurance company will be responsible for paying your attorney’s fees as well.

Act quickly to protect your best interests – California has a statute of limitations on how long you can wait to file a personal injury lawsuit. For the past 30 years, Folsom car accident insurance attorney at Sette Law Office has successfully represented clients throughout California in a variety of car accident insurance claims. At Sette Law Office, we provide honest, compassionate, and personalized legal representation, and we will do everything possible to achieve the best outcome for each client. We believe in giving each client our personalized attention and providing timely, open communication throughout the entire representation.

If you require legal assistance regarding a Folsom car accident insurance claim, please call Sette Law Office toll-free at 1-888-516-6262, or fill out and submit our online Contact Us form to schedule a free initial consultation with an experienced Folsom car accident injury attorney.