Uninsured / Under-Insured Claim Litigation

Sacramento Accident Attorneys Consider Costs of Uninsured Motorists

At our Sacramento personal injury law firm, attorneys recognize that most drivers in our community are responsible about carrying automobile insurance. However, as experienced Sacramento accident attorneys, we know all-too-well that countless drivers remain uninsured or underinsured in Sacramento. In fact, our personal injury law attorneys report that nearly 50 percent of California car accidents are caused by drivers lacking sufficient insurance – or any insurance at all. Further, our Sacramento car accident attorneys say that data show such drivers own the most unsafe vehicles on our roadways. The California Department of Insurance reports that about 33 percent of motorists have no insurance coverage in a car accident. Attorneys add that, in certain pockets of the state, up to 90 percent of drivers have no coverage. Clearly, our Sacramento personal injury law attorneys say, there is a real financial risk to responsible drivers in our community.

Protecting your interests as a driver in Sacramento

Accident attorneys at our Sacramento personal injury law firm advise drivers to purchase extra coverage to ensure you are insured in the event of an uninsured motorist causes a car accident. Our lawyers know the amount of uninsured motorist coverage depends upon your personal resources. If feasible, our Sacramento personal injury law attorneys recommend $100,000 individual; coverage and aggregate insurance of $300,000.

The ideal, according to our personal injury law attorneys, is to match the amount of liability coverage and uninsured motorists’ insurance. In this way, our Sacramento car accident injury attorneys explain, you and your family are more completely protected in case of an uninsured driver causes a Sacramento car accident.

Attorneys explain differences in Coverage for Drivers in Sacramento

Personal injury law attorneys explain that insurance companies are legally required to offer coverage. This means that, in the event of Sacramento car accident, injuries plus damages will be covered by insurance. Uninsured motorist coverage, our car crash injury lawyers say, protects you and others in your car at the time of the Sacramento car crash. An injury you receive while in an accident in another driver’s car is also covered. Finally, our Sacramento personal injury law attorneys say, insurance also covers you as a pedestrian who is harmed in a Sacramento car crash.

Injury attorneys say that coverage for under-insured car accident injuries kicks in when your uninsured coverage is more than the other driver’s liability coverage for a Sacramento car crash. Injuries, medical bills, expenses, lost wages and several other costs may be reclaimed by your Sacramento personal injury law attorney. If car accident injuries are permanent or disabling, our personal injury attorneys add, there may be compensation for economic losses, emotional distress and loss of companionship after a Sacramento car accident injury.

How much coverage is enough?

Sacramento personal injury law attorneys explain that insurance companies are mandated to issue minimums of coverage for a car accident with injuries and damages up to $30,000 for individuals and $60,000 aggregate. As our Sacramento personal injury law attorneys know, many accidents exceed that minimum of coverage. Consequently, our Sacramento car crash injury attorneys recommend purchasing higher levels of uninsured coverage if possible.

What to do after a Sacramento car accident injury

Attorneys know that a good first step after a Sacramento car crash with injuries, is to contact our Sacramento accident attorneys. Although motorists involved in a Sacramento car accident with injuries may feel their event is simple, our Sacramento personal injury law attorneys know that liability and compensation are complex legal issues. In addition, Sacramento car accident injury lawyers say that time is often crucial to establishing cause and liability for Sacramento car crash injuries. Attorneys know from experience that witnesses are frequently not reliable and evidence can be destroyed or lost.

Our Sacramento personal injury law attorneys also know that insurance companies are often very challenging for the average individual looking for restitution after a Sacramento car accident injury. Our attorneys say that promised compensation can be delayed or changed without representation by a Sacramento car accident attorney. At our Sacramento personal injury law firm, attorneys are exclusively dedicated to liability litigation. Our Sacramento personal injury law attorneys have decades of experience and a robust catalog of success in gaining compensation for victims of Sacramento car crash injuries. Our attorneys invite you to contact us for a free consultation if you’ve been the victim of a car crash injury. Attorneys at the personal injury law firm of Sette Law will work aggressively on your behalf.

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