Car Accident Insurance Claims
When you have been in a Sacramento
car accident, the first thing you should do is report the accident to your
insurance company and provide them with details about the accident and the other
party’s insurance. This will begin the process of submitting your claim. Next, an
insurance claims adjuster will investigate the accident and determine the amount
the insurance company will pay. The adjuster will investigate the circumstances
of the accident, look at police reports, look at your medical bills, and may take
photos of the accident scene. Afterwards, the adjuster will make you a settlement
offer. It is important to know that this settlement offer is usually on the low
end, since the adjuster works for the insurance company and his or her goal is to
save the insurer money. You may decide to go with the offer if you feel it is reasonable.
However, accepting the offer usually means that you will not be able to negotiate
or file suit for a higher amount in the future.
If you feel that the settlement offer is not adequate to cover your damages and
medical bills, your best option may be to negotiate a higher amount with the adjuster,
or to find an experienced car accident insurance attorney and discuss your legal
options. In some cases, insurance companies may deny payment of valid claims, or
increase your car insurance premiums even if you were not at fault for the accident.
In these unfortunate situations, it is important to find an experienced attorney
to file a bad faith insurance
claim and recover the damages that you are entitled to. If you prevail in
the lawsuit, then the insurance company will be responsible for paying your attorney’s
fees as well.
Act quickly to protect your best interests – California has a statute of limitations
on how long you can wait to file a personal injury lawsuit. For the past 23 years,
Sacramento
car accident insurance attorney Frederick J. Sette has successfully represented
clients throughout California in a variety of car accident insurance claims. At
the Law Office of Frederick J. Sette, we provide honest, compassionate, and personalized
legal representation, and we will do everything possible to achieve the best outcome
for each client. We believe in giving each client our personalized attention and
providing timely, open communication throughout the entire representation.
If you require legal assistance regarding a Sacramento car accident insurance claim,
please call the Law Office of Frederick J. Sette toll-free at 1-888-516-6262, or
fill out and submit our online Contact Us form to schedule
a free initial consultation with an experienced Sacramento car accident injury attorney.
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